Author name: Mortgage calculator

Our Mission: Demystifying the Mortgage Welcome to mortgage-calculator.my , home of the web's most transparent mortgage calculator. We started this project with a simple belief: Everyone deserves clarity when making the biggest financial decision of their lives. The market is filled with basic calculators that only show you principal and interest. But the reality of homeownership is far more complex. Hidden costs—like property taxes, homeowner's insurance, PMI, and HOA fees—are often overlooked, leading to budget shocks down the road. Our tool was designed to fix this. Why You Can Trust Us We are a team of software engineers and financial enthusiasts who were tired of "black box" tools that deliver a number without an explanation. We spent thousands of hours designing, building, and validating this calculator from the ground up. Unlike other sites, we are committed to: 1. Total Transparency (The PITI+ Advantage): We are one of the few tools that insists on calculating your full monthly payment: Principal, Interest, Taxes, Insurance, PMI, and HOA fees. We show you the math, so you know exactly where your money is going. 2. 100% Independence: We are not lenders. We are not brokers. We are not paid to promote any specific mortgage product. Our only goal is to provide you with the most accurate numbers possible. 3. User-Centric Design: Every feature, from our inflation-adjusted forecasts to our side-by-side loan comparisons, was built based on feedback from real homebuyers. At its core, mortgage-calculator.my is more than code—it's a commitment to financial literacy. We believe that by providing better tools, we can help you step confidently into your new home.